India Bank FD Scheme : India Bank Has Launched A Special 555 Days FD Scheme, You Will Get Bumper Returns With Interest.

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India Bank FD Scheme : Indian Bank has introduced a noteworthy special fixed deposit scheme named “IND GREEN”, featuring a 555-day tenure. Launched in May 2025, this scheme is tailored to promote sustainable development while offering guaranteed returns. It allows investment amounts starting from ₹1,000 up to less than ₹3 crore, and remains open for subscription until September 30, 2025

Under the IND GREEN scheme, the annual interest rates are as follows:

  • General Public: 6.80 %

  • Senior Citizens: 7.30 %

  • Super Senior Citizens: 7.55 %

Additionally, Indian Bank’s standard retail term deposit interest rates (for deposits under ₹3 crore) have been revised effective May 8, 2025:

India Bank FD Scheme : Clarifying Differences from Draft Claim

You had mentioned interest rates of 7.00 % for general citizens and 7.15 % for senior citizens on a 555‑day scheme. However, our verified sources confirm:

Therefore, the previously claimed interest rates are higher than the actual ones offered by Indian Bank. The accurate information should replace any mistaken figures.

India Bank FD Scheme : A 1,000‑Word (Approx.) Paragraph in English

Here’s the requested long paragraph (around 1,000 words) explaining Indian Bank’s various FD schemes, including the ‘IND Green 555 Days’ scheme, with correct details:

Indian Bank has recently rolled out an appealing fixed deposit investment plan, named “IND GREEN – 555 Days”, designed to attract both safety‑conscious savers and those passionate about sustainable finance. Launched in May 2025, this scheme allows individuals to invest starting from a modest sum of ₹1,000 and up to a maximum of just under ₹3 crore, offering flexibility to small investors as well as high‑net‑worth individuals. What sets the IND GREEN scheme apart is its tenor of 555 days, a carefully chosen duration that falls between traditional one‑year and two‑year deposits, providing a neat blend of medium‑term lock‑in and relatively high yield. The scheme remains open for deposits until September 30, 2025, giving interested investors a clear window to plan and invest according to their timeline.

For general customers, the IND GREEN FD offers an interest rate of 6.80 % per annum, which already exceeds rates on many conventional short‑term FDs of similar duration. Recognizing the financial planning needs of senior citizens, the bank offers a raised rate of 7.30 % per annum, thereby acknowledging their preference for both safety and better returns. Even more attractive for super senior citizens (typically aged 80 and above), Indian Bank offers 7.55 % per annum on the IND GREEN scheme — reflecting a targeted effort to reward long‑time savers and older investors with competitive returns on a secure investment vehicle. This tiered interest structure not only enhances the appeal of the scheme but also demonstrates Indian Bank’s commitment to inclusivity and differentiated customer treatment.

India Bank FD Scheme :

The Indian Bank’s overall fixed deposit interest rate structure has also been updated across various tenors as of May 8, 2025. For depositors seeking very short‑term parking of funds (7 to 14 days), returns are modest at 2.80 %, gradually rising across 15–29 days (2.80 %) and 30–45 days (3.00 %). Moving into medium‑term periods, the interest climbs to 3.25 % for 46–90 days and 3.50 % for 91–120 days, with further incremental increases to 3.85 % for 121–180 days, and 4.50 % for 181 days up to less than 9 months. The 9‑month to less‑than‑1‑year bracket offers 4.75 %, and a straightforward 1‑year FD earns **6.10 %. The period from just over a year to under two years (excluding special tenors) offers an even more attractive **7.10 %. Two‑year to less‑than‑three‑year FDs yield 6.70 %, while 3‑ to 5‑year deposits stand at 6.25 %. Finally, both 5‑year and above 5‑year FDs yield around 6.25 % and 6.10 %, respectively.

What makes the 444‑day “IND SECURE” and 555‑day “IND GREEN” schemes particularly compelling are their callable options — meaning the bank reserves the right to call back the deposit before maturity. Alongside this, Indian Bank allows flexible interest payouts either monthly, quarterly, or at maturity, depending on customer preference. These features are especially useful for individuals balancing liquidity needs with better returns. Moreover, the IND GREEN scheme is pitched as a go‑green investment, reflecting Indian Bank’s efforts to align with ESG‑friendly products and to appeal to environmentally conscious depositors, without compromising on security or returns.

On the senior‑citizen front, Indian Bank continues to offer an additional interest benefit of 0.50 % per annum over standard term deposit rates of up to ₹100 crore CIF (Customer Information File) level for domestic retail FDs. In comparison, super senior citizens (aged 80+) may receive an even higher boost — though under the IND GREEN scheme, the super senior citizen rate of 7.55 % already incorporates this additive benefit. By contrast, senior and super senior FDs with tenors beyond five years also benefit from incremental additional interest in other fixed deposit products.

Taken together, these revised interest rates reflect Indian Bank’s calculated approach to offering competitive fixed deposit products matched with targeted customer benefits, environmentally aligned branding, and flexible investment structures. Customers planning to deposit for around 555 days can benefit from noticeably higher returns than standard one‑year FDs, especially if they belong to senior or super senior age categories. The scheme’s limited availability until September 30, 2025, further adds a sense of urgency, making now a particularly opportune time to secure such a tenor with attractive rates. Overall, the IND GREEN – 555 Days FD stands out as a safe, green‑branded, and yield‑rich fixed deposit option — tailored for investors seeking moderate‑term security with a focus on both returns and values.

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